Glasgow named among top 10 cheapest UK cities to buy a home in 2025, new study shows
With property prices continuing to skyrocket in many parts of the UK, the dream of homeownership can feel increasingly out of reach for most buyers. From eye-watering deposits to endless bidding wars, it's no wonder so many would-be homeowners are feeling priced out. But have you ever wondered which UK cities are still offering a fighting chance to get on the property ladder in 2025?
A new study by Conveyancing-Solicitor.co.uk offers just that. Analysing 70 of the UK’s most populated cities using the latest data from the Office for National Statistics, the study compared the average property price in each city with the average annual salary. The result? A home price-to-income ratio that shows how many years of full earnings it would take to afford a typical home. The lower the ratio, the more affordable the city is for aspiring homeowners.
In ninth place is Glasgow, which boasts the second-highest average salary in the top ten at £36,000. Despite this, house prices are also the highest among the ten most affordable cities, averaging £184,206. That brings the ratio up to 5.12.
Even so, Glasgow holds its ground in the top ten thanks to strong earning potential. The city combines big-city vibrancy with access to outdoor spaces and a growing tech and creative sector, helping to explain why people are still willing to stretch their budget a bit further here.
Aberdeen (1st), Dundee (2nd), and Kingston upon Hull (3rd) dominate the affordability rankings thanks to a rare combination of modest house prices and decent earnings. Blackpool (4th) and Middlesbrough (5th) continue to offer some of the best value properties in the UK. Burnley (6th) has the lowest house prices, while Stoke-on-Trent (7th) offers stronger wages.
Sunderland (8th) and Blackburn (10th) remain competitive, with ratios below 5.3.
At the other end of the scale, several cities are priced well beyond the reach of average earners. Westminster ranks at the bottom of the list as the least affordable location, with an eye-watering home price-to-income ratio of 19.97. Other London hotspots such as Archway (17.06), Islington (15.27), and London overall (13.63) all follow closely behind.
University towns and commuter favourites aren’t far off either, with Cambridge (13.53), Brighton (13.17), and Sutton (13.16) showing how tricky it is to buy without a substantial salary or outside help. Even Oxford (13.08), Huddersfield (12.80) and Bexley (11.96) round out the bottom ten, where homes are simply out of sync with local incomes. For many buyers in these areas, affordability is little more than a pipe dream.
Top 10 list of the cheapest UK cities to buy a home in 2025 according to the study:
| Rank | City | Average home price | Annual income | Home price-to-income ratio |
| 1 | Aberdeen | £146,182 | £37,440 | 3.90 |
| 2 | Dundee | £146,796 | £32,688 | 4.49 |
| 3 | Kingston upon Hull | £134,561 | £29,232 | 4.60 |
| 4 | Blackpool | £134,013 | £28,704 | 4.67 |
| 5 | Middlesbrough | £134,424 | £28,368 | 4.74 |
| 6 | Burnley | £122,188 | £24,960 | 4.90 |
| 7 | Stoke-on-Trent | £142,901 | £29,136 | 4.90 |
| 8 | Sunderland | £140,675 | £28,512 | 4.93 |
| 9 | Glasgow | £184,206 | £36,000 | 5.12 |
| 10 | Blackburn | £158,790 | £30,048 | 5.28 |